Credit Cards for Poor Credit Individuals

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Secure Credit Cards
The first type of credit card for poor credit individuals is a secure credit card. This simply means you load money onto the credit card, and when you process charges, it will look like a credit card purchase. However, you have secured the line of credit with cash, leaving minimal risk to the card provider.

This is a simple way for an individual to build credit and earn the trust of creditors. As we’ve progressed out of the housing crisis of 2007, lenders have become more comfortable leading to less creditworthy individuals.