Credit Cards for Poor Credit Individuals

In personal finance today, it is critical to have a solid credit score. What a credit score does is tell a lender your ability to handle and pay back debt.

The higher your credit score the better, indicating you can be trusted with debt. Also with a higher credit score, you will likely earn lower interest rates. On the flip side, for those of you with lower credit scores, it may be difficult to obtain loans or credit cards. If you’re able to obtain a line of credit, odds are the interest rates are going to be higher. Here are some options for low credit individuals to begin building credit.

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